Planning the funeral of a loved one can be challenging. This is one of the many reasons why people are starting to prefer pre-arranged funeral plans.
A prepaid or pre-arranged funeral plan is an arrangement that you make with the funeral home where you make plans for your own funeral. Most often, pre-arranged funerals aim to save your loved ones from the emotional and financial stress of having to plan your funeral.
The time of planning a funeral—from the time of death to the final services like a memorial— also includes a decision-making process that can be difficult to follow through at a time of grieving.
This is why a pre-arranged agreement with professional funeral services is often considered beneficial.
Before pre-planning a funeral, however, you need to know how it works and what it entails.
What can you expect from a pre-arranged funeral?
A pre-arranged funeral is a funeral arrangement that you make with the funeral home and will include all the details about your preferred final rites. In other words, you are planning your funeral before you pass.
As a result, you can spare your family or close circle of having to make decisions regarding your funeral, such as choosing between burial or cremation methods, financial planning for the service, and choosing what rites to include.
How much does it cost to pre-plan a funeral?
One of the main factors to consider when pre-planning a funeral is the cost.
Most often, the exact amount of money you need depends on the details of your arrangement which includes details such as your choice between burial or the cremation methods and your preferences for the memorial service.
Different professional funeral services have different payment options allowed.
For instance, most offer plans to pay the expenses in monthly installments. Some services will allow you to have a set period like a ten-year plan in which you need to complete the payment within the said years.
The expenses cover all the services and goods you expect for your final rights from the organizing of the funeral to choosing an urn for a scattering ceremony.
What are the benefits of pre-arranged funeral plans?
The reason for the increasing preference towards pre-arranged plans with professional funeral services is that it allows the wishes of the deceased to be completed and has benefits on the family of the deceased.
Ensure you are getting your final wishes
With a pre-arranged funeral, you can pre-plan the funeral service and ensure you are getting the exact final rites you wish.
This will give you autonomy over your funeral to plan it according to your personal preferences including your religious faith, budget preferences as well as memorial accessories. This way, your final wishes will be granted and no one can change the plans on your behalf.
Your costs are covered
The loss of a loved one brings a lot of stress to the family. In addition, there will be the financial strain that comes inevitably when arranging a funeral.
While there are certain rites like cremation that would cost less than methods like burial, it still includes the cost of funeral and memorial planning. With pre-arranged funerals, you are paying for your funeral; meaning there is zero expenditure on the part of your loved ones.
This is especially beneficial in the case of a sudden demise. If the family of the deceased is financially unprepared, a pre-arranged funeral can help mitigate the situation.
Making difficult decisions ahead of time
A funeral is an emotional time and making complex and serious decisions is sometimes difficult for your grieving family.
When you plan ahead, you are making the decisions with a clear mind. This will help you to communicate your exact wishes as well.
Additionally, making decisions beforehand can avoid potential misunderstandings and indecisions.
Receive the support of thoughtful funeral planning service providers
Pre-arranged funeral plans allow you to make sound decisions about funeral services, unaffected by strong emotions.
Additionally, it will ensure that there are no financial issues at the time of the funeral such as conflicts regarding budget planning or loans.
While ensuring your final wishes are met, you will also have peace of mind knowing that your loss causes minimal stress on your loved ones.